PERSONAL CHECKING

Basic Checking:

  • $100.00 minimum balance to open
  • Unlimited check writing
  • No minimum balance required per month
  • No service charge
  • Imaged statement only
  • Debit card available
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Traditional Checking:

  • $100.00 minimum balance to open
  • Unlimited check writing
  • $400.00/mo minimum balance required
  • Below $400.00, $2.00 maintenance fee, 10¢/debit, with a maximum charge of $5.00
  • Interest paid if $400.00/mo minimum balance maintained
  • Imaged statement is free, $2.00 charge for returning checks
  • Debit card available
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Premier Checking:

  • $100.00 minimum balance to open
  • Unlimited check writing
  • $1,000.00/mo minimum balance required
  • Below $1000.00, $7.50 charge/imaged statement
  • Below $1000.00, $9.50 charge/return checks
  • Higher rate paid on balances over $2,500.00
  • Debit card available
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Elite Checking:

  • One person on account over age 50
  • $100.00 minimum balance to open
  • Unlimited check writing
  • No service charge
  • $2,500.00/mo minimum to receive interest
  • Debit cards available
  • Free cashier's checks
  • Discount rate on wallet “Image” check orders
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Student Checking:

  • $50.00 minimum balance to open
  • Unlimited check writing
  • No minimum balance requirement
  • No service charge
  • Image statement
  • Free internet banking
  • First order of Spirit checks free
  • For individuals under the age of 18, at least one parent must sign.
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