CURRENT RATES

 

CHECKING & SAVINGS RATES
Account Minimum Balance
to Obtain APY
Annual Percentage
Yield**
Traditional $400 and above .15%
Premier $1,000 - 2,499.99 .15%
  $2,500 and above .25%
Elite 50 $2,500 and above .25%
Money Management $0 - 24,999.99 .05%
  $25,000 - 49,999.99 .10%
  $50,000 - 74,999.99 .15%
  $75,000 and above .20%
Savings ALL .25%
Junior Investors ALL .25%
 
  • ** Effective April 9, 2014.
  • Rates subject to change daily without notice.
  • Fees could reduce earnings.
 


 

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CERTIFICATES OF DEPOSIT
Term Minimum Balance
to Obtain APY
Annual Percentage
Yield**
30 Days $500 .05%
90 Days $500 .15%
180 Days $500 .20%
7 Months ALL .25%
1 Year $500 .30%
18 Months $500 .40%
2 Year $500 .60%
3 Year $500 .90%
4 Year $500 .90%
5 Year $500 .90%
Dream Savers 1 Year $200 .30%
Junior Investor Dream Savers $200 .30%
  • ** Effective April 9, 2014.
  • Rates subject to change daily without notice.
  • An interest penalty may be imposed for early withdrawals.


 

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MORTGAGE RATE INFORMATION: FIXED RATES
Plan Interest Rate Annual Percentage
Rate**
Monthly Payment
15-Year Fixed 3.875% 4.105% $880.13
30-Year Fixed 4.625% 4.760% $616.97
 
  • ** Effective April 9, 2014.
  • Rates subject to change daily without notice.
  • The APR calculation is based on a loan amount of $120,000 for the purchase of owner occupied, with 80% Loan-to-Value (LTV), 60 day lock, closing costs of $3,163.09 and 15 days of prepaid interest.
  • Additional rate/points/LTV combinations are available.
    Please call 816-776-6669 or 816-637-6669 for additional rate quotes.


 

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MORTGAGE RATE INFORMATION: ADJUSTABLE RATES
Plan Interest Rate Annual Percentage
Rate**
Monthly
Payment
3/1 ARM - 30 Year    3.750%    4.168% $555.74
5/1 ARM - 30 Year 4.125% 4.256% $581.58
 
  • ** Effective April 9, 2014.
  • Rates subject to change daily without notice.
  • The APR calculation is based on a loan amount of $120,000 for the purchase of owner occupied, with 80% Loan-to-Value (LTV), 30 day lock, closing costs of $3,163.09 and 15 days of prepaid interest.
  • Adjustable rate mortgages (ARM) are subject to increase after consummation.
  • Additional rate/points/LTV combinations are available.
    Please call 816-776-6669 or 816-637-6669 for additional rate quotes.


 

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