Rows of crops in a field

Agricultural Loans

When it Comes to Ag Loans, Our Roots Run Deep

At Community Bank of Missouri, we can provide you with the financing you need for the purchase or refinancing of debt on agricultural loans. Our commitment to the agricultural community has been strong since the inception of our bank in 2001.

Whether you need a crop operating loan, a machinery loan, a livestock line of credit or an agricultural real estate loan we can customize a loan to fit your needs.
 
Our lending experts are here to make the lending process easy and hassle-free. And all decisions are made right here in the community, so you'll have the answers you need when you need them. You’ll have a neighbor to help you through the process.
 
We offer competitive rates, no prepayment penalties, flexible terms and online payments.

Offering solutions that are tailored to your every need...
  • Farmland Purchase
  • Refinance Existing Lender
  • Expansion Projects
  • Payoff Contract for Deed
  • Equipment Purchase 
  • Breeding Livestock
  • Construct Farm Buildings
  • Operating Lines of Credit (Crop Input or Feeder Livestock)

farmer mac approved lender
We are a member of the Farm Service Agency/Guaranteed Loan Program and a Farmer Mac Approved Lender

Call Us at 816-776-6669/816-637-6669 - Stop by Your Local Branch
 or Email our loan department at loandept@communitybankmissouri.com

Agricultural Loan Requirements
When applying for an agricultural loan with Community Bank of Missouri, we will ask for you to provide an unexpired government-issued photo ID, such as a license or a passport and a second form of ID with your name on it such as a voter registration card, insurance card, utility bill, tax receipt or a debit/credit card for each owner or authorized signer.


Click the link below to complete our Customer Information Profile form for each owner or authorized signer:

 
Click the link below to complete our Business Customer Information Profile form:

If applicable, complete our Beneficial Ownership Certification form:


In addition to the previously mentioned documents, we may ask you to provide documentation to verify your identity and to begin the loan process.  The following table lists the required documentation for each business type. You may be asked to provide additional documentation not mentioned in the following table along with your loan application.


Sole Proprietor Limited Liability Company Corporation General Partnership Limited Partnership Unincorporated Assoc./Organization/Club
Completed Customer Information Profile form(s) black check mark black check mark black check mark black check mark black check mark black check mark
Completed Business Customer Information Profile form black check mark black check mark black check mark black check mark black check mark black check mark
Personal Financial Statement for each equity owner of 25% or more. black check mark black check mark black check mark black check mark black check mark
3 years of personal federal income tax returns for each equity owner of 25% or more. black check mark black check mark black check mark black check mark black check mark
Business/Corporate Financial Statement
black check mark black check mark black check mark black check mark black check mark black check mark
Most recent quarter-end income statement 1120 or 1065 tax returns black check mark black check mark black check mark black check mark black check mark black check mark
Projection of current year Cash Flow statement black check mark black check mark black check mark black check mark black check mark black check mark
Employer Identification  Number (EIN) black check mark black check mark black check mark black check mark black check mark black check mark
Articles of Organization/Incorporation
black check mark black check mark black check mark black check mark
Certificate of Good Standing
black check mark black check mark black check mark

Operating Agreement
black check mark

black check mark
Beneficial Ownership Certification Form
black check mark black check mark black check mark black check mark
black check mark
Control Prong Only
Minutes
black check mark black check mark black check mark black check mark black check mark
Bylaws

black check mark


Partnership Agreement


black check mark black check mark

Accounts for businesses of every size, large and small.