Top-down view of a cup of coffee

Personal Loans

Taking Care of Main Street, Not Wall Street

At Community Bank of Missouri, we've been a part of the community for 20 years. We're your neighbor and friend. We were born here, raised here and are able to make loan decisions quickly. Let us know how we can help.

Our lending experts are here to make the lending process easy and hassle-free. And all decisions are made right here in the community, so you'll have the answers you need when you need them. Whether you need an auto loan or a personal loan you'll have a neighbor to help you through the process.

We offer competitive rates, no prepayment penalties, flexible terms and online payments.

Offering solutions that tailor to your every need...
  • New Auto
  • Used Auto
  • Recreational Vehicle Loan
  • Boat/Motor/Trailer Loan
  • Certificate of Deposit Loan
  • Home Equity Line of Credit
  • Fixed Rate First Mortgage
  • Adjustable Rate First Mortgage
Call Us at 816-776-6669/816-637-6669 - Stop by Your Local Branch
 or Email our loan department at loandept@communitybankmissouri.com
 

Personal Loan Requirements

When applying for a personal loan with Community Bank of Missouri, we will ask that you provide an unexpired government-issues photo ID, such as a license or a passport and a second form of ID with your name on it such as a voter registration card, insurance card, utility bill, tax receipt or a debit/credit card for each borrower/co-borrower.
 
Click the link below to complete our Customer Information Profile form for each borrower/co-borrower.

In addition to the previously mentioned documents, we may ask you to provide documentation to verify your identity and to begin the loan process.  The following table lists the required documentation for each loan type. You may be asked to provide additional documentation not  mentioned in the following table along with your loan application.


Personal Loan  Home Equity Line of Credit Mortgage Loan
Application Type Consumer Credit Application Home Equity Line of Credit (HELOC) Application Uniform Residential Application
Completed Customer Information Profile form for each borrower black check mark black check mark black check mark
Copy of a Paycheck Stub

(Need 30 days of paycheck stubs)
 
black check mark
 
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Collateral Documentation black check mark black check mark black check mark
Copy of Proof of Insurance black check mark black check mark black check mark
Two years of W2s
black check mark black check mark
Two years of Federal Tax Returns
(If self-employed or commission-based salary)

black check mark black check mark
Three most recent statements of liquid assets accounts
(Checking accounts, savings accounts, etc.)

black check mark black check mark

Buying a home or refinancing? We can help