Close up of two people's hands exchanging a credit card

Personal Credit Cards

Your Bank. Your Card.

It’s the only card you need for everything you need to do.
 

It’s Your Choice

Choose the card that’s just right for you – low rates, rewards and a world of additional benefits and flexibility. It’s purchasing power for whatever you need, whenever you need it.
 
    • No annual fee.
    • Low introductory rate for the first six months.1
    • Competitive ongoing APR. 1
    • 25-day interest-free grace period on all purchases. No grace period on cash advances.

     

    Benefits Features

    • 24-hour toll-free live customer assistance available at 800-367-7576.
    • Online account information available 24/7 at www.cardaccount.net.
    • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
    • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

     

    Fees

    • Other fees may be charged; these fees are listed on the downloadable application below.
 

Features

  • Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

 

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

 

Fees

  • Other fees may be charged; these fees are listed on the downloadable application below. 
 








To Apply Now

 
Type the information and then print the application. The application cannot be saved. Print two copies of the application and keep one for your records. Use a blue or black ink pen only.

Fax, mail or drop off your completed and signed application to either of our bank locations:
 
Fax Number – 1-877-809-9162 
Mailing Address – Card Service Center
                           PO Box 569120
                                       Dallas, TX 75356-9120

We make it easy to choose the credit card that is right for you.