It’s Always the Right Time to Start
Offering competitive interest rates, backed by the friendly, knowledgeable service you’d expect from your hometown banking experts, our Savings and Money Market accounts are two great ways to save for the future.
Savings Strategies
With potentially rainy days ahead, this is good time to set a little money aside – Community Bank of Missouri makes it easy with a savings plan designed just for you.
In addition to its own unique benefits, each account has access to our complimentary banking services:
In addition to its own unique benefits, each account has access to our complimentary banking services:
- First Name, Friendly Service
- Competitive Interest Rates
- Online Banking
- Mobile Banking
- Text Banking and Alerts
- E-statements
New Account Requirements
When opening a new account with Community Bank of Missouri, we will ask you to provide an unexpired government-issued photo ID, such as a driver’s license or a passport and a second form of ID with your name on it such as a voter registration card, insurance card, utility bill, tax receipt, or a debit/credit card for each owner or authorized signer.
Click the link below to complete our Customer Information Profile form for each owner or authorized signer:
Bring your two forms of ID with the completed Customer Information Profile form(s) to either of our bank locations to complete the account opening process.
Our personal savings account options are also available for Trust and Estate Accounts. Please provide copies of Trust and Estate documents at account opening.
Personal Savings
- $50.00 opening balance required
- $50.00 minimum balance required - $2.00 monthly service fee will be assessed if minimum balance is not maintained
- 18 withdrawals every 6 months - $5.00 service fee per withdrawal over 18 withdrawals
- Interest paid semi-annually. See Current Rates.
- $2.00 per month paper statement fee – fee waived if enrolled in E-statements
Money Management
- $1,000.00 opening balance required
- $1,000.00 minimum balance - $10.00 monthly service charge will be assessed if minimum balance is not maintained
- 6 withdrawals allowed per month- $10.00 monthly service fee if transaction limit is exceeded
- Interest is calculated on average daily balances per a tiered interest rate. See Current Rates.
- $2.00 per month paper statement fee – fee waived if enrolled in E-statements
- Debit cards are not available for this account
Link Account Agreement
Avoid an insufficient funds fee by signing up for our Linked Account Agreement – In the event that your checking account has an insufficient balance and the funds are available in another checking or savings account, we will automatically transfer the amount required to cover the insufficient balance in increments of $50.00. A $15.00 service charge will be assessed if a transfer is performed.
Fraudulent Transactions
If you believe an unauthorized electronic transaction(s) has been made on your account, contact Community Bank of Missouri immediately at 816-776-6669 or 816-637-6669. If you notice unauthorized electronic transaction(s) after hours, you may call 1-800-500-1044 and report your lost or stolen card to stop any additional transactions. If you notify us within two (2) business days after you learn of the unauthorized electronic transaction(s), you will not be liable for any portion of the unauthorized electronic transaction(s). Failure to notify Community Bank of Missouri within two (2) business days of learning of the theft or loss may result in consumer liability for a portion of the unauthorized electronic transaction(s).
Unauthorized electronic transaction(s) must be reported to Community Bank of Missouri within 60 calendar days of the unauthorized electronic transaction(s) appearing on your bank statement. Failure to report unauthorized electronic transaction(s) to Community Bank of Missouri in a timely manner could result in unlimited liability.
After reporting the unauthorized electronic transaction(s) to Community Bank of Missouri and turning off your debit card, please come in and complete a Fraud Investigation Form or click below to complete and bring to either bank location.
After reporting the unauthorized electronic transaction(s) to Community Bank of Missouri and turning off your debit card, please come in and complete a Fraud Investigation Form or click below to complete and bring to either bank location.
Only consumer accounts are protected by Regulation E: Electronic Funds Transfer Act; Debit cards issued for commercial accounts are not protected by Regulation E and have unlimited liability.