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Current Rates and Fees

Checking and Savings Account Rates

Account Type Minimum Balance to Obtain APY Annual Percentage Yield (APY)
Premier Checking $1,000 - $2,499.99 0.10%

$2,500 and above 0.15%
Elite 50 Checking $2,500 and above 0.10%
Money Management $0 - $24,999.99 0.05%

$25,000 - $49,999.99 0.10%

$50,000 - $74,999.99 0.15%

$75,000 and above 0.20%
Savings ALL 0.10%
**Effective October 20th, 2021                  
Rates subject to change daily without notice.                          
Fees could reduce earnings.

Certificates of Deposit Rates

Term Minimum Balance Interest Rates Annual Percentage Yield (APY)
30 Day CD $500.00 0.05% 0.05%
90 Day CD $500.00 0.15% 0.15%
180 Day CD $500.00 0.20% 0.20%
12 Month CD $500.00 0.30% 0.30%
18 Month CD $500.00 0.40% 0.40%
24 Month CD $500.00 0.60% 0.60%
36 Month CD $500.00 0.90% 0.90%
48 Month CD $500.00 0.90% 0.90%
60 Month CD $500.00 0.90% 0.90%
Dream Savers* $200.00 0.30% 0.30%
Junior Dream Savers** $200.00 0.30% 0.30%
Annual Percentage Yield is accurate as of October 20th, 2021
An interest penalty may be imposed for early withdrawals.
Rates are subject to change daily without notice.

*Criteria for withdrawal without penalty – Purchasing a home, medical emergency or college tuition.
**Criteria for withdrawal without penalty – Purchasing a car, laptop or other college expenses.

Schedule of Fees and Charges

Dormant Account
$10.00 per month if no activity
for 24 months
Linked - Account Agreement
$15.00 per transfer
Chargeback/ Returned Item
$20.00 per item returned
Stop Payment
$30.00 per item
Replacement Debit Cards
$10.00 for a replacement card
Overdraft Funds Fee
$35.00 per item
Non-Customer On-Us Check Cashing
$5.00 per check
Third Party Check
$5.00 per check
Account Reconciliation/Research $20.00 per hour
Incoming Wires Free
Outgoing Wires - Domestic $30.00 per transfer
Outgoing Wires - International $40.00 per transfer
Cashier's Check
$5.00 per check
Free, if you have an Elite 50 Account    
Check or Deposit Slip Printing $2.00 a page
Statement Printout $3.00 per statement
Transaction Report $1.00 per page
Notary Services
Free
Signature Guarantee (Medallion Stamp) Services
$35.00
(Call to request appointment)







 


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